I've been using Cleo in order to track my monthly and yearly spending via there iOS app which backtracks three months of historic spending transactions to tailor you a budget on how much you earn per month! Cleo is essentially a virtual assistant that can tell you how much you've recently spent, what you have spent the most money on and how much you have left for the month. Cleo can also save money for you and hide that money away so you're not tempted to spend (this would have been so perfect for me when I was younger!) I've found the app super useful as you can ask Cleo questions and get instant replies, such as "Can I afford to go to the cinema?" or "Where can I cut back this month" and it'll give you a breakdown of how much you have spent on different things and do the math for you! You can download the Cleo app and get yourself a free £5 into your bank account and start tracking your money here.
LET'S TALK ABOUT SAVING MONEY
I've been using Cleo in order to track my monthly and yearly spending via there iOS app which backtracks three months of historic spending transactions to tailor you a budget on how much you earn per month! Cleo is essentially a virtual assistant that can tell you how much you've recently spent, what you have spent the most money on and how much you have left for the month. Cleo can also save money for you and hide that money away so you're not tempted to spend (this would have been so perfect for me when I was younger!) I've found the app super useful as you can ask Cleo questions and get instant replies, such as "Can I afford to go to the cinema?" or "Where can I cut back this month" and it'll give you a breakdown of how much you have spent on different things and do the math for you! You can download the Cleo app and get yourself a free £5 into your bank account and start tracking your money here.